You saw the title of this article and you might be saying to yourself: It doesn't matter if I save extra money or not since I am still able to make it to the end of the month right? Let me tell you that it really matters. Do you know that if you cut your spending only by 10$ a day you will end saving 300$ a month and 3600$ a year? Interesting right? Don't underestimate little expenses thinking that they can't make a difference because they really do. In this article I have listed some important saving tips that if you follow I promise you will end saving a good part of your monthly income.
1- Don't Buy your morning coffee, Make it.
The mistake that we all make is that when we buy our morning coffee we think we are buying it only once while in reality we are buying it once every single day of the month. I f a cup of coffee costs for example 1$ we will end spending 5$ a week and 20$ a month. You can still save this 20$ if you decide to make your own morning coffee at home.
2- Save the remaining change in a jar.
To do this, every morning and before getting out, try to empty all your pockets from the remaining cents that has been left from your yesterday's spending. Trust me, by doing so, you will end saving at least 2$ a month without even feeling it. It is true that this amount won't help you pay your rent or fix your car, but it is still money that may need in the long term.
3- Lessen eating out one time each month.
Ask yourself how many times a month you are eating out and do some math and you will be surprised how much you spend. Make eating out less one time a month and you will not be dead I promise. This will also help you save a good chunk of money every single month.
4- Lotalty ptograms can save you some money, sign up for them.
Look for all the customer loyalty programs and you will find out that you miss taking advantage of good ones. Start listing them now and pick up the best of them and sign up. At the end of the month you will find you will earn enough points to help you get some extra money off when shopping.
5- Smoking?
Don't worry, I will not ask you to stop it eventhough I shall do so. Statistics show that this unhealthy and a very unhealthy habit kills around 34$ a month of the income of an average person. Think about it. If you are someone who smokes a lot, start making it less and you will save your money and health at the same time. Who knows maybe this will help you stop smoking once for all.
6- Sell on ebay the things you no longer need.
Select all your old things such as clothes, books, devices...etc take good pictures of them and put them on eBay for reasonible prices. Some people who follow this tip end up amazed of the amout of money they make selling their old things which were taking place at home for nothing.
7- Dont pay for fun, Create it for free.
Asking how? That's easy. Have a football game with your friends, watch your old pictures, Enjoy outdoors, go for a bike ride, watch sunsets. As you see the list is endless so just create your fun and never pay for it.
Now and after reading this, ask yourself how much you can save in a day if you use these tips. 10$? 15$? 20$? Maybe be more. remember what we said at the begining of this article about how much you can save a month if you just cut your spending 10$ a day only. Yes you can do it. Maybe some of you are having other ideas and tips that can help make and save money each month and I would say yes, you can still find plenty of tips and I tried in this article to tackle the ones I find most important. If you are already using these tips and maybe others try to list them in a comment below so that other people can take advantage of them.
